Shopping online has become a trend.
More and more customers are opting to ditch the traditional methods of shopping and making their purchases on the World Wide Web. Shopping online is not only convenient, but also lucrative in that you can get a lot of online shopping offers and save a lot of money.
Besides, you earn a lot of reward points by putting the purchases on your credit card, which contribute to further savings. But, since online frauds are a reality, here are a few tips to keep in mind when you use your credit card for online shopping.
Look out for SSL encryption on the shopping website: Before you make an online purchase with your credit card, you must check if the vendor has a secure socket layer encryption. Only genuine, secure websites use the SSL technology which encrypts the information flow between the retailer's server and the shopper's device.
Additionally, users must look out for websites with a padlock icon in the URL tab, along with a URL that begins with https instead of http, where 'S' stands for secure or safe. Enjoy discount online shopping on sites with SSL encryption as they are safe and trustworthy.
Stay away from sites that ask for your PIN: Apart from looking for security measures like SSL encryption, https and padlock, you should also remember that a secure shopping website is beltactive legit one which does not ask for your PIN number.
A genuine online shopping website is one which only asks for your CVV. Additionally, it sends a One Time Password (OTP) to the mobile number registered with your account. There is no need to worry if a website offering shopping deals follows this protocol and doesn't ask for your PIN.
Don't store your card details on the shopping website: You may have a favourite shopping website; Amazon, Myntra or Flipkart, for instance, which come up with great online offers.
You may be making a majority of your online purchases from these websites too. Even if it seems like a task to enter the same credit card details every time, you must refrain from saving your card details online. The effort is absolutely worth it as it keeps your account safe.
Remember that by saving your card details you are paving the way for potential threats that give easy access to miscreants and hackers.
Ensure you shop on trusted websites: If you are an impulsive shopper who likes to capitalize on all the best deals online, you have to exercise caution. You should shop on trusted websites, which have all the above mentioned security features.
In case you see some offers that are too good to be true, it is best to stay away from them. If you are still tempted to shop because the items are quirky, but are doubtful about the website, you could always choose the cash on delivery option instead of using your credit card.